Consumer Credit Digital Architect

WHO WE ARE:

As Singapore’s longest established bank, we have been dedicated to enabling individuals and businesses to achieve their aspirations since 1932. How? By taking the time to truly understand people. From there, we provide support, services, solutions, and career paths that meet their individual needs and desires.

 Today, we’re on a journey of transformation. Leveraging technology and creativity to become a future-ready learning organisation. But for all that change, our strategic ambition is consistently clear and bold, which is to be Asia’s leading financial services partner for a sustainable future.

 We invite you to build the bank of the future. Innovate the way we deliver financial services. Work in friendly, supportive teams. Build lasting value in your community. Help people grow their assets, business, and investments. Take your learning as far as you can. Or simply enjoy a vibrant, future-ready career.

Your Opportunity Starts Here.

Why Join
As a Consumer Credit Risk Management professional at OCBC, you will play a critical role in shaping the bank's credit risk strategy and ensuring the long-term of our consumer lending business. You will have the opportunity to work with a talented team of risk professionals, develop your skills and expertise, and contribute to the growth and success of the bank.

How you succeed :
Lead the transformation of credit risk frameworks and processes across the Bank’s consumer lending portfolios (i.e., Unsecured, Mortgage, Auto, Wealth), with a focus on deploying Agentic AI, Data and Digitisation (ADD) to enhance efficiency, decision quality and market agility.

What you do

• Lead transformation initiatives to deploy production-grade ADD solutions to enhance/automate underwriting processes and decisioning.

• Define the target operating model for Agentic AI-enabled credit risk management.

• Own the on-going and future development and deployment of ADD solutions

• Drive adjustments to AI-enabled credit frameworks and processes to ensure alignment with risk appetite and regulatory expectations on AI governance.

• Engage senior management and cross-functional partners to align transformation strategy and drive process enhancements.

Who you are

• 12+ years of experience in Banking, Financial services, Fintech, Tech

• At least 6 years of experience in developing and deploying ADD, automation solutions to enhance credit or business processes (e.g., underwriting, AML/KYC, document verification, Agentic workflows).

• Strong “hands-on” experience in AI/ML engineering, Python with good technical understanding of ADD

• Experience in the use of Agentic AI frameworks such as LangChain/LangGraph or equivalent

• Proven ability to execute and deliver tangible, sustainable outcomes in transformation initiatives.

• Proven ability to influence senior stakeholders and drive decision-making, with ability to bridge technical solutions and business objectives.

• Minimum of bachelor’s degree or equivalent.

Who we are
As Singapore's longest established bank, we have been dedicated to enabling individuals and businesses to achieve their aspirations since 1932. How? By taking the time to truly understand people. From there, we provide support, services, solutions, and career paths that meet their individual needs and desires.

Today, we're on a journey of transformation. Leveraging technology and creativity to become a future-ready learning organisation.
But for all that change, our strategic ambition is consistently clear and bold, which is to be Asia's leading financial services partner for a sustainable future.

We invite you to build the bank of the future. Innovate the way we deliver financial services. Work in friendly, supportive teams. Build lasting value in your community. Help people grow their assets, business, and investments. Take your learning as far as you can. Or simply enjoy a vibrant, future-ready career. Your Opportunity Starts Here.

What we offer
Competitive base salary. A suite of holistic, flexible benefits to suit every lifestyle. Community initiatives. Industry-leading learning and professional development opportunities. Equal opportunity. Fair employment. Selection based on ability and fit with our culture and values. Your wellbeing, growth and aspirations are every bit as cared for as the needs of our customers.

What we offer:

Competitive base salary. A suite of holistic, flexible benefits to suit every lifestyle. Community initiatives. Industry-leading learning and professional development opportunities. Your wellbeing, growth and aspirations are every bit as cared for as the needs of our customers.